First Home Buyers loan up to 95% Loan to Valuation Ratio, Plus any Lenders Mortgage Insurance up to 98 LVR.
Deposit can be a non refundable gift (not a loan), no need to show genuine savings if property being purchased has a current tenant with at least 6 months good rental payments.
Loan is for up to 40 years to make for more affordable repayments.
No establishment or settlement fees.
100% mortgage offset with no monthly fees.
This loan is available for both land purchase and Construction.
SUBJECT TO LOAN UNDERWRITING. TERMS & CONDITIONS APPLY.